Introduction
Welcome to Pearls and Patterns Luxe. By using our website (pearlsandpatternsluxe.com) and purchasing our products, you agree to abide by these Terms and Conditions.
Contract Formation
By placing an order, you offer to buy our products. A contract is formed when we confirm your order. Electronic signatures and agreements are recognized under Nigerian law
Registration & Company Information
Pearls and Patterns Luxe operates as a registered entity under the Companies and Allied Matters Act (CAMA) 2020. All taxes, including VAT and corporate income tax, are duly registered and remitted in accordance with Nigeria’s Finance Act and VAT law
Product Information & Pricing
We strive to provide clear, accurate descriptions and pricing for all our items. In line with the Federal Competition and Consumer Protection Act (FCCPA), misleading product details or pricing are prohibited
Order Cancellation, Returns & Refunds
You may cancel orders before shipment. If a product is defective or materially different from its description, you are entitled to a refund or replacement under the FCCPA and related consumer protection laws
Payment & Tax
All payments are processed securely via trusted payment service providers. Purchases are subject to a 7.5% VAT, included in the displayed price. VAT is collected and remitted according to Nigerian regulations
Intellectual Property
All content—designs, images, logos, text—belongs to Pearls and Patterns Luxe and is protected under Nigeria’s Trademarks Act and Copyright Act. Unauthorized use is prohibited.
Data Protection & Privacy
We collect personal data (e.g., name, address) only with your consent and use it to process orders and improve service. Our practices comply with the Nigeria Data Protection Regulation (NDPR). You have the rights to access, correct, or delete your data. In case of a data breach, we will notify NITDA within 72 hours.
Cybersecurity & Illegal Use
We maintain appropriate cybersecurity measures. Any cyber threat or breach will be reported to the relevant authorities in line with the Cybercrimes Act. Users must not engage in unlawful activities on our site.
Limitation of Liability
We aim to serve you well, but we’re not liable for indirect losses or delays beyond our control. Any liability is capped to the value of your purchase. This clause doesn’t limit your statutory rights under Nigerian consumer protection laws.
Dispute Resolution & Governing Law
These terms are governed by Nigerian law. Any disputes will be handled via negotiation or arbitration first; if unresolved, disputes may be taken to Nigerian courts
Amendments to Terms
We may update these Terms over time. Significant changes will be highlighted or sent via email. Continued use of our site after updates implies your acceptance of the new terms.
Contact Us
For questions, cancellations, data requests, or policy issues, please contact us:
Email: [info@pearlsandpatternsluxe.com]
Address: [43, Empire Homes, Ivy Homes estate, Lekki County, Ikota, Lagos, Nigeria.]
